International travel health insurance
for Work and Travel

Protection for your adventure far from home.

International travel health insurance for work and travel – so you are fully covered abroad

Your adventure begins – the right insurance travels with you

A work and travel adventure will change your life—discover new countries, experience foreign cultures, meet people who will become friends. But without the right work and travel international health insurance, a dream can quickly turn into an expensive risk.

For all those who want to discover the world with open eyes and an open heart.

If you want to work and travel abroad for a longer period of time, you will need special health insurance for working and traveling. This should be tailored precisely to your needs. It protects you from high medical costs, hospital stays, or medical repatriation.

Healthcare costs are particularly high in popular working and traveling destinations such as Australia, New Zealand, and Canada. Good insurance for working and traveling is absolutely essential in these countries.

How much does your coverage cost?

Monthly premiums for the international health insurance

We have nothing to hide. All prices are clearly and transparently listed here.

Worldwide travel
without USA / Canada

Agewith deductible
up to 29 years€ 57.00
up to 39 years€ 69.00
up to 49 years€ 87.00
up to 59 years€ 132.00
up to 69 years€ 204.00

The deductible amounts to €50 per case.

Worldwide travel
including USA / Canada

Agewith deductible
up to 29 years€ 117.00
up to 39 years€ 144.00
up to 49 years€ 189.00
up to 59 years€ 279.00
up to 69 years€ 456.00

The deductible amounts to €50 per case.

Insurance conditions and product information

For full details of the benefits, please refer to the consumer information Protrip German Traveler (German)

Our product product information sheet Protrip German Traveler (German) provides you with a brief overview of the main contents of your insurance.

  • How can the premium be paid?

Your questions, our answers.

  • I'm already traveling abroad. Can I still take out the insurance now?

    Yes, this is easily possible with us. Many insurers require that the policy be taken out before departure. We understand that plans can change – which is why you can also take out the Protrip World Traveler online from abroad. Anytime.

    Important to know:

    • Accidents are covered immediately: Protection in case of accidents applies without any waiting period.
    • For illnesses: There is a 14-day waiting period from the start of the policy. This means treatments for illness are covered from day 15.
  • What does the insurance cost?

    The costs depend on your age, the chosen duration, and your travel destination. The exact monthly premiums are transparently available in our premium table directly on this page.

  • Can I also extend the insurance?

    Yes, that is possible. We know that travel plans can change. You can apply to extend your insurance at any time.

  • How long can I take out the insurance?

    Work and travel is more than just a short vacation—it's a way of life that can last for many months or years. Work and travel visas are usually limited to a maximum of 12 months. It is possible to apply for an extension for another 12 months. 

  • What happens in case of an emergency?

    Through the Air Doctor App, you can quickly find a trusted doctor nearby who speaks your language. For any major emergencies or questions, our 24/7 emergency hotline is always there for you. You’re never alone.

    Perhaps the most important point: In an emergency, every minute counts. A good insurance policy not only organizes doctor visits or hospital stays, but also ensures quick assistance in the local language, covers advance payments in countries with high treatment costs, and arranges repatriation if necessary. It’s not just about finances – it’s about reliability when you need it most.

  • Does the insurance also cover sports activities?

    A reliable travel health insurance takes this into account and also covers these risks – without you having to limit yourself. 

    The following are excluded: motorcycle or car racing, including, training for such events, parachuting, paragliding, bungee jumping, basejumping, mountain climbing (if this requires special climbing equipment), free climbing, and sports and equipment diving. Participation in professional sports.